Buying a home in the Bay Area is a challenge, whatever your circumstances. Thats why, the Bay Area Homebuyer Agency and First Home have teamed up with cities and counties all over the region to provide resources and programs designed to help people afford a new home.

In addition to this, there are additional federal, state and privately funded resources, designed to help you achieve your dream of home ownership. All in all, there are dozens of programs (or combinations of programs) available for potential homebuyers in the Bay Area. Click on the links on this page to learn more about just 3 of these programs.

Elligibility to these programs depends on several factors, including where you live or work, your income braket, your credit rating, debt and, of course, your personal plans. Some programs have first-come-first-serve policies, whereas others may be ongoing. These factors, and others, determine which of these programs might be right for you.

The best way to find out which programs might help you in buying a home is to speak to a counselor, have them assess your eiligibility and help identify opportunities. The counseling process is free, one-on-one, and confidential.